Principal Financial Group Disability Claims
We help claimants challenge Principal's denial-heavy short-term disability (“STD”) and long-term disability (“LTD”) processes.
General Claims Process
Sometimes it’s hard to know where to begin. If you have not yet applied for benefits, we can help you get started with Principal. Initial applications include the submission of claim forms with medical and vocational details, along with supporting information from your treating doctor. Principal then reviews your claim for eligibility, often requesting more information or even an Independent Medical Examination (“IME”).
Decisions are not immediate and guidelines for prompt decisions are not always followed. If your claim is denied, appeals must usually be submitted within 180 days with enhanced evidence focused on rebutting the reasons for the denial.
Unique Facts and Challenges
Principal often refers claim out to moonlighting physicians it hires to review medical records and render medical opinions about you – even though they’ve never met or examined you. If your claim is denied and your appeal is rejected, our attorneys litigate when needed. Get a free strategy for your Principal denial – we’re happy to discuss the next steps.
